Terms and Conditions

Our Services

North Chicago Life Insurance provides information, quotes and application assistance for term life insurance, whole life insurance, universal life insurance, final expense insurance, mortgage protection insurance and children's life insurance, along with term conversion and reviews of existing policies.

Descriptions on this website are general. Coverage, eligibility and premiums are determined by the insurance company issuing a policy, based on its review of your application.

Website Use

You may use this website for lawful purposes and to learn about our services. Its content is educational and is not a substitute for advice about your own circumstances.

Quotes Are Estimates

Quotes given by phone are estimates based on the information you provide and do not promise coverage or a specific premium. Final pricing depends on the issuing insurer's underwriting.

No policy takes effect until an application is approved and any required first premium has been paid.

Intellectual Property

Content on this website belongs to North Chicago Life Insurance or is used with permission and may not be copied for commercial purposes without written consent.

Disclaimers

The website is provided as is. We try to keep it accurate but do not warrant that it is complete or current. Policy terms, benefits and exclusions are set out in the contract issued by the insurer.

Limitation of Liability

To the extent permitted by law, North Chicago Life Insurance is not liable for indirect, incidental or consequential damages arising from use of this website.

Links to Other Sites

Links to sites operated by others are provided for convenience. We are not responsible for their content or practices.

Governing Law

These terms are governed by the laws of the State of Illinois.

Changes

We may revise these terms by posting an updated version on this page and changing the date above.